Personal Financial Planning & Advisory
Your personal financial operating system.
Your investments are only one part of your financial life. Tax, cash flow, insurance, debt, retirement and future goals all influence the decisions you make today. Taxomic brings them together into one connected financial plan, one private dashboard and one ongoing advisory relationship.
For professionals · founders · business owners · executives · families · NRIs
Taxomic Financial Dashboard
Financial picture updatedEstimated Net Worth
₹1.84 Cr
↑ 12.4% this year
Financial Health
Strong
✦ Taxomic Insight
Your equity allocation is currently above the target range. Review before your next major deployment.
73% funded
One Dashboard
Financial visibility
One Connected Plan
Decisions that work together
Ongoing Advisory
Not just an annual report
₹60,000 / Year
Annual relationship
The financial complexity problem
Your money is connected. Your advice should be too.
As income grows, financial decisions become more interconnected. A decision about investments can affect taxes. A new home can affect cash flow. A business exit can change your entire wealth position. Yet most people still manage these decisions separately — Taxomic is designed around the opposite idea: understand the whole financial picture first.
Investments without context
You know what you own, but not always how it fits into your wider financial goals.
Tax planning happens too late
Tax is often considered during filing rather than when financial decisions are being made.
Goals without a measurable roadmap
Retirement and other major goals need numbers, timelines and ongoing tracking.
Too many disconnected decisions
Investments, insurance, debt, cash flow and tax should be considered together.
Your financial picture
See the direction of your wealth.
Net Worth
₹1.84 Cr
Monthly Surplus
₹1.42L
More than a portfolio tracker
One dashboard. One financial picture.
Your Taxomic dashboard is designed to bring the important parts of your financial life into one view.
Instead of opening different apps, searching through spreadsheets and waiting for an annual review, you have a common financial picture that you and your advisor can work from.
Your dashboard
From numbers to financial clarity.
Your dashboard can bring together the information required to understand your financial position and make better decisions.
Net Worth
Track assets, liabilities and changes in your overall financial position.
Investments
Understand your investment allocation and how it relates to your financial objectives.
Cash Flow
See income, expenses, savings and monthly surplus in the context of your goals.
Goals
Track the funding and progress of your most important short- and long-term financial goals.
Tax
Connect tax considerations with your wider financial decisions.
Financial Health
See liquidity, savings, protection, investment and goal health together.
The Taxomic framework
Seven dimensions of financial health.
We don't start with a product. We start by understanding the financial system around you.
Cash Flow
How much do you earn, spend and consistently have available to build wealth?
Liquidity
Could you absorb an unexpected financial event without disrupting your long-term plan?
Protection
Are the people and income that matter to you adequately protected against major risks?
Tax
Are tax implications being considered when important financial decisions are made?
Investments
Is your investment structure aligned with your objectives, risk considerations and time horizons?
Goals
Are your major financial objectives quantified, prioritized and adequately funded?
Wealth
Are today's decisions building the financial independence and long-term wealth you actually want?
Financial Health Score
Know where you stand. Not just what you own.
A financial plan becomes more useful when it gives you a clear view of strengths, gaps and areas that deserve attention.
Financial Health
Taxomic Insights
Don't just see your numbers. Know what deserves attention.
The purpose of financial technology isn't to give you more numbers. It is to make important decisions easier to identify and discuss.
Investment Health
Your equity allocation is above your target range.
Your current allocation has moved outside the range established in your financial plan.
Retirement Health
Your current savings rate may leave a retirement gap.
Your projected retirement corpus can be compared against the target required to support your intended lifestyle.
Tax Planning
Your financial decisions may create a tax-planning opportunity.
Tax should be considered alongside income, investments and other financial decisions before the year closes.
Cash Flow
Your monthly surplus has increased.
Additional surplus can potentially be directed toward your highest-priority financial objective.
Personal financial planning
Every important financial decision, connected.
Your plan is built around your circumstances rather than around a collection of financial products.
Investment Planning
Build an investment framework around objectives, time horizons, liquidity requirements and risk considerations.
Retirement Planning
Estimate future requirements and develop a roadmap toward financial independence.
Tax Planning
Integrate tax considerations into income, investment and financial decisions throughout the year.
Goal Planning
Quantify major goals such as home purchase, education, travel and financial independence.
Cash Flow Planning
Understand spending, savings and surplus so that your money has a deliberate direction.
Insurance Review
Review financial protection needs in the context of your income, dependants and liabilities.
Wealth Planning
Bring assets, liabilities, cash flow and long-term wealth objectives into one framework.
Founder Financial Planning
Coordinate personal wealth with business ownership, liquidity events, tax and future capital needs.
NRI Financial Planning
Coordinate Indian financial interests with long-term planning and applicable tax considerations.
Why Taxomic
Financial planning with a CA perspective.
Your financial life doesn't stop at your investment portfolio. Income, tax, business interests, liabilities, insurance and long-term goals interact with each other.
Tax is part of the plan
Tax considerations are integrated into financial planning rather than treated only as an annual filing exercise.
Technology meets human advice
Your dashboard gives structure and visibility. Your advisor provides context and decision support.
One connected financial picture
Investments, cash flow, goals, tax and wealth are considered together.
Built for an ongoing relationship
Financial plans need to evolve as your income, family, business and priorities change.
The Taxomic philosophy
“Don't manage your investments separately from your financial life.”
A better financial plan starts by understanding the entire system around your money — and then deciding what deserves attention.
Who we work with
Built for people whose financial life is getting more complex.
You don't need to be extremely wealthy to benefit from financial planning. You need enough financial complexity that disconnected decisions can become expensive.
Senior Professionals
Multiple income components, investments, taxes and long-term wealth objectives.
Founders & Entrepreneurs
Personal wealth connected to business ownership, liquidity and future capital events.
Business Owners
Business and personal finances requiring a coordinated financial planning approach.
Executives
Higher income, equity compensation, taxation and long-term wealth accumulation.
Families
Education, retirement, insurance, investments and intergenerational wealth planning.
NRIs
Indian assets, tax considerations and financial planning across jurisdictions.
The decisions that matter
A financial plan should answer real questions.
Not just tell you how much money you have.
How it works
From financial complexity to clarity.
A structured process designed to understand where you are before deciding where you should go.
Understand
We understand your income, expenses, assets, liabilities, existing investments, taxes, protection and goals.
Structure
Your information is organized into a clear financial picture and planning framework.
Plan
We identify priorities, gaps and actions across investments, taxes, cash flow, protection and goals.
Review
Your dashboard and financial plan become an ongoing reference point as your circumstances evolve.
A different approach
Not just another portfolio tracker.
Technology should make financial advice more useful, not replace the thinking behind it.
| Area | Traditional Approach | Taxomic Approach |
|---|---|---|
| Financial picture | Multiple documents and platforms | One consolidated financial view |
| Investments | Often considered separately | Connected to goals and overall plan |
| Tax | Often addressed around filing | Considered as part of planning |
| Goals | Broad targets | Quantified and tracked |
| Technology | Reports and spreadsheets | Private financial dashboard |
| Relationship | Periodic interaction | Ongoing advisory relationship |
Premium financial planning
One relationship. One financial system.
You aren't paying for another investment report. You're building an ongoing relationship around your financial life.
Taxomic Personal Financial Planning
Monthly billing option: ₹5,000 / month
- Personal financial planning
- Private financial dashboard
- Financial Health Score
- Net-worth tracking
- Cash-flow analysis
- Goal planning
- Investment planning
- Retirement planning
- Tax planning
- Insurance review
- Periodic plan reviews
- Ongoing advisory relationship
The scope of services and recommendations will depend on the engagement and client circumstances. Where regulated investment advisory services are provided, applicable regulatory requirements, suitability standards and disclosures will apply.
Personal financial planning in India
What is personal financial planning?
Personal financial planning is the process of understanding your current financial position and creating a structured roadmap for your future financial objectives.
It goes beyond choosing investments. A comprehensive financial plan can consider income, expenses, savings, investments, liabilities, insurance, taxes, retirement and major financial goals.
The objective is to make individual financial decisions work together rather than treating each decision in isolation.
What does a financial planner help with?
Depending on your circumstances and the scope of the engagement, financial planning can help answer questions around:
- Investment allocation and financial objectives
- Retirement corpus requirements
- Emergency funds and liquidity
- Cash-flow and savings management
- Major financial goals
- Insurance and financial protection
- Tax considerations
- Long-term wealth accumulation
Financial planning for Bangalore professionals & founders
Bangalore is home to a large population of technology professionals, founders, entrepreneurs, senior executives and business owners whose financial situations can become increasingly complex as income and wealth grow.
Equity compensation, changing income, business ownership, investments, taxes, family goals and retirement planning can all influence the financial decisions you make.
Taxomic provides personal financial planning and advisory support for clients in Bangalore and across India, with a focus on connecting financial planning with tax and the broader financial picture.
Financial planning for high-income professionals
Higher income does not automatically create financial security. As income increases, the cost of disconnected financial decisions can also increase.
A structured financial plan can help coordinate income, spending, investing, taxes, protection and long-term goals.
Frequently asked questions
Before you get started.
Start with clarity
What would change if you finally had a clear view of your entire financial life?
Book a financial planning consultation with Taxomic. We'll understand where you are today, what you're trying to achieve and whether an ongoing financial planning relationship is right for you.